:root{--blue:#2369B3;--dark:#06175F;--orange:#F68B1F;--text:#14213D;--muted:#667085;--light:#F4F7FB;--border:#E4E7EC;--green:#039855;--red:#D92D20}
*{box-sizing:border-box}body{margin:0;font-family:Calibri,Arial,sans-serif;color:var(--text);background:#fff}a{text-decoration:none;color:inherit}.container{width:min(1120px,92%);margin:auto}.header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:10}.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand img{width:min(360px,55vw)}nav{display:flex;gap:18px;align-items:center;font-weight:800;color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--orange);color:#fff;border:0;border-radius:999px;padding:13px 20px;font-weight:900;cursor:pointer}.btn.small{padding:9px 14px;font-size:14px}.btn.dark{background:var(--dark)}.btn.green{background:var(--green)}.btn.red{background:var(--red)}.hero{background:linear-gradient(135deg,var(--dark),var(--blue));color:#fff;padding:90px 0}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:45px;align-items:center}.eyebrow{color:var(--orange);font-weight:900;text-transform:uppercase;letter-spacing:.08em;font-size:13px}.hero h1,.form-hero h1{font-size:clamp(40px,6vw,72px);line-height:.95;margin:10px 0 18px;text-transform:uppercase}.hero p{font-size:19px;line-height:1.6;color:rgba(255,255,255,.9)}.panel{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:28px;padding:30px}.panel img{width:120px}.section{padding:72px 0}.light{background:var(--light)}h2{font-size:clamp(28px,4vw,44px);line-height:1.05}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--border);border-radius:24px;overflow:hidden;box-shadow:0 12px 30px rgba(16,24,40,.06)}.card img{width:100%;height:260px;object-fit:cover}.card div{padding:24px}.features,.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.features div,.steps article{background:#fff;border-radius:20px;padding:22px;border-top:5px solid var(--orange);box-shadow:0 10px 24px rgba(16,24,40,.05)}.steps span{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--orange);color:#fff;font-weight:900}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}.contact-card{background:var(--light);border-left:6px solid var(--orange);padding:26px;border-radius:20px}.form-hero{background:linear-gradient(135deg,var(--dark),var(--blue));color:#fff;padding:65px 0}.form-card,.box{background:#fff;border:1px solid var(--border);border-radius:26px;padding:30px;box-shadow:0 12px 30px rgba(16,24,40,.07)}.form-card h2{font-size:24px;color:var(--dark);border-bottom:1px solid var(--border);padding-bottom:10px;margin-top:30px}.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}label{display:grid;gap:7px;font-weight:800;color:#344054}input,select,textarea{width:100%;border:1px solid #D0D5DD;border-radius:12px;padding:12px 13px;font:inherit}.full{grid-column:1/-1}.muted{color:var(--muted)}.check{display:flex;gap:10px;margin:24px 0}.check input{width:auto}.file-error{display:none;background:#FFF1F0;color:#7A271A;border-left:5px solid var(--red);padding:13px;border-radius:12px;margin:18px 0}footer{background:#101828;color:rgba(255,255,255,.8);padding:28px 0}.footer{display:flex;justify-content:space-between;align-items:center}.footer img{width:42px}.thank{min-height:100vh;display:grid;place-items:center;background:var(--light)}.thank .box{text-align:center;max-width:700px}.thank img{width:min(360px,80%)}.wa{position:fixed;right:20px;bottom:20px;background:#25D366;color:#fff;width:56px;height:56px;border-radius:50%;display:grid;place-items:center;font-size:25px;z-index:20}
/* admin */.admin-body{background:var(--light)}.admin-layout{display:grid;grid-template-columns:260px 1fr;min-height:100vh}.side{background:var(--dark);color:#fff;padding:24px}.side img{width:180px;background:#fff;border-radius:12px;padding:8px;margin-bottom:25px}.side a{display:block;padding:12px 14px;border-radius:12px;margin:6px 0;color:rgba(255,255,255,.85);font-weight:800}.side a:hover{background:rgba(255,255,255,.12)}.main{padding:30px}.top{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:22px}.stat{background:#fff;border:1px solid var(--border);border-radius:18px;padding:20px}.stat span{color:var(--muted);font-weight:800}.stat strong{display:block;font-size:32px;color:var(--dark)}table{width:100%;border-collapse:collapse;background:#fff}th,td{padding:13px;border-bottom:1px solid var(--border);text-align:left;vertical-align:top}th{background:#F9FAFB}.table{border:1px solid var(--border);border-radius:20px;overflow:hidden;box-shadow:0 10px 24px rgba(16,24,40,.05)}.badge{display:inline-flex;padding:6px 10px;border-radius:999px;font-weight:900;font-size:13px}.New{background:#EFF8FF;color:#175CD3}.UnderReview{background:#FFFAEB;color:#B54708}.Approved{background:#ECFDF3;color:#027A48}.Rejected{background:#FEF3F2;color:#B42318}.Pending{background:#F2F4F7;color:#344054}.mini{display:inline-flex;padding:8px 10px;border-radius:9px;background:var(--dark);color:#fff;font-weight:900;border:0}.mini.orange{background:var(--orange)}.mini.green{background:var(--green)}.mini.red{background:var(--red)}.details{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.detail{background:#F9FAFB;border:1px solid var(--border);border-radius:14px;padding:12px}.detail span{display:block;color:var(--muted);font-weight:800;font-size:13px}.login{min-height:100vh;display:grid;place-items:center;background:linear-gradient(135deg,var(--dark),var(--blue));padding:20px}.login-card{background:#fff;width:min(440px,94vw);border-radius:26px;padding:32px}.login-card img{width:100%;max-width:320px;display:block;margin:0 auto 20px}.alert{border-radius:12px;padding:12px;margin-bottom:14px}.error{background:#FEF3F2;color:#B42318}.success{background:#ECFDF3;color:#027A48}
@media(max-width:980px){.hero-grid,.cards,.features,.steps,.contact-grid,.grid,.stats,.details{grid-template-columns:1fr}.admin-layout{grid-template-columns:1fr}.nav{flex-direction:column;align-items:flex-start;padding:16px 0}nav{flex-wrap:wrap}.footer{flex-direction:column;align-items:flex-start}.brand img{width:min(320px,84vw)}}

/* Wizard-style application form */
.wizard-card{padding:0;overflow:hidden;}
.wizard-progress{background:#06175F;display:grid;grid-template-columns:repeat(5,1fr);gap:18px;padding:26px 34px;align-items:center;}
.wizard-step{border:0;background:transparent;color:rgba(255,255,255,.55);font-weight:900;display:flex;align-items:center;gap:10px;cursor:pointer;position:relative;text-align:left;}
.wizard-step:not(:last-child)::after{content:"";height:2px;background:rgba(255,255,255,.18);position:absolute;left:82%;right:-42%;top:50%;}
.wizard-step span{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.14);display:grid;place-items:center;color:#fff;font-weight:900;flex:none;}
.wizard-step.active{color:#fff;}
.wizard-step.active span{background:#F68B1F;}
.wizard-panel{display:none;padding:42px 34px;}
.wizard-panel.active{display:block;}
.wizard-panel h2{margin-top:0;}
.sub-heading{font-size:18px!important;letter-spacing:.12em;text-transform:uppercase;color:#F68B1F!important;border-bottom:1px solid #E4E7EC;padding-bottom:14px;margin-top:34px!important;}
.wizard-actions{margin-top:34px;display:flex;justify-content:flex-end;gap:14px;border-top:1px solid #E4E7EC;padding-top:24px;}
.btn-muted{background:#667085;box-shadow:none;}
@media(max-width:980px){.wizard-progress{grid-template-columns:1fr;gap:10px}.wizard-step::after{display:none}.wizard-panel{padding:28px 20px}.wizard-actions{flex-direction:column;align-items:stretch}}